How do spending limits and controls work?

You can set daily, weekly, or monthly spending limits for each card, restrict purchases to specific merchant categories, and even block transactions outside certain geographic areas. All limits can be adjusted instantly through the platform.

Can I issue cards to all my employees?

Yes, you can issue cards to any number of employees. Each card can have different spending limits and controls based on the employee's role and needs. You can also create temporary cards for specific projects or travel.

How does receipt matching work?

When employees make purchases, they receive instant notifications to upload receipts through our mobile app. Our system automatically matches receipts to transactions using AI, eliminating manual expense reporting.

What happens if a card is lost or stolen?

You can instantly freeze or cancel any card through the platform or mobile app. Lost or stolen cards can be replaced quickly, and you'll have complete visibility of all transactions up to the point of freezing.

How do I track expenses across different projects or departments?

Each card can be assigned to specific cost centers, projects, or departments. You can generate detailed reports showing spending breakdowns by team, project, or any custom category you define.

Factorial Cards
for smart spending

Empower your team with corporate credit cards that give you complete control over company spending. Set limits, track expenses in real-time, and eliminate manual expense reports while maintaining financial oversight.

Trusted by 13,000+ companies
for expense management

Corporate credit cards and expense management

Corporate cards that
do it all

From expense tracking to spending controls, Factorial Cards provide everything you need for complete financial oversight and employee empowerment.

Virtual & physical cards

Issue both virtual and physical Visa cards to employees for different spending needs and purposes.

Flexible spending controls

Set custom spending limits, merchant restrictions, and category controls for each card and employee.

Real-time expense tracking

Monitor all card transactions instantly with automatic categorization and receipt matching.

Team expense management

Manage expenses across different teams, departments, and projects with detailed reporting and approvals.

Mobile expense capture

Employees can capture receipts instantly with our mobile app, automatically matching them to transactions.

Advanced security features

Freeze cards instantly, set transaction alerts, and maintain complete control over company spending.

Why finance teams
love Factorial Cards

Complete financial control

Gain unprecedented visibility and control over company spending with real-time monitoring and limits.

Eliminate expense fraud

Advanced security features and spending controls prevent unauthorized expenses and misuse.

Automated expense reports

Say goodbye to manual expense reports - everything is automatically categorized and reported.

Team managing expenses with corporate cards

Common questions

Ready to take control
of company spending?

Join thousands of companies using Factorial Cards to streamline expense management and give employees the financial tools they need. Get started today.

Factorial Cardsfor smart spending

Corporate cards thatdo it all